Which Legal Items can appear on your Credit Report?

You may be wondering which legal items can appear on your credit report? There are three kinds of legal or public items that can appear on your credit report. These include Bankruptcy, Unpaid Tax Liens, and Civil Judgments.BankruptcyBankruptcy is one of the most destructive legal items that can appear on your credit report. To declare […]

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Pay Per Deletion Credit Repair: Is it worth it?

Pay per deletion credit repair may end up costing you more than paying a flat monthly fee. According to Creditcards.com, only ten percent of credit repair agencies will do pay per deletion. Why do so little companies do it, and what is the risk?What is Pay Per DeletionPay per deletion is a pricing model used […]

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Credit Inquiry Removal in 24 hours, is it possible?

Credit Inquiry Removal in 24 hours, is it possible? A hard credit inquiry is when a company gets your permission to check your credit report. Hard inquiries are not usually horrible for your credit, but they can drop your credit score a few points, which can add up. If hard inquiries aren’t a huge deal […]

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What is a Good Credit Score?

Unless you live under a rock, you’ve probably heard how important your credit score can be to your financial future. A good score can make the difference in getting approved for that home loan you’re after. It can also help secure better rates on your mortgage or insurance policy. Yes, having a good credit is […]

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