Credit Scores

They may seem simple, but credit scores are much more complex and have a lot more impact on your life than you may think. Your credit score represents your financial reputation. It is used by lenders, employers, landlords and others to determine the level of risk in dealing with you, whether it be lending you money or trusting you to make your rent payment on time. It can even be used to determine whether or not they can trust you to show up on time for the job they just hired you to do.

Your credit score affects almost every facet of your life in one way or another. That is why having a good score is so important.

Here at Credit Innovation Group we are determined to help educate you on how to understand your credit situation so that you can eventually build your score and utilize the potential of having a great credit score!

What is a Credit Score?

FICO scores consider five main kinds of credit information. Listed From most important to least important… Read More

What is a Credit Report?

A credit report is a detailed report of your credit history. Credit bureaus collect your financial… Read More

What is a Good Credit Score?

A good credit score can make the difference in getting approved for a loan, a line of credit, low insurance… Read More

What is a Bad Credit Score?

A bad credit score can be the reason that you get denied lines of credit, get high interest rates, be… Read More

Understanding Credit Scores

To better serve you, we are now providing monthly educational newsletters on credit. Every month… Read More

Good Credit Score Benefits

Credit scores play a very important role in your financial future. Good credit scores can be the… Read More

Cost of Bad Credit

If you have bad credit, it may be difficult to get approved for a loan. However, if you have steady… Read More

What is Credit History?

Your credit history is a record of your debts and payment history as well as your public records including… Read More

How to get a Free Credit Report

Can you get a free credit report? The answer is yes. Under the Fair Credit Reporting Act you are… Read More