What is a Public Record on Your Credit Report?

A Public Record on your credit report can ruin your credit score and they aren’t easy to bounce back from. Public Records are legal items like Bankruptcies, Civil judgments, and unpaid Tax Liens are the three types of public record that will appear on your credit report. Bankruptcy Bankruptcy is a legal condition of a […]

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Why Good Credit Scores Are Important

Credit scores play a very important role in your financial future. Good credit scores can be the difference between being able to purchase a home with a mortgage instead of renting. It also plays a huge role in the interest rates that you get on all of your loans, whether it be a car, home, student […]

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What is a Good Credit Score?

Unless you live under a rock, you’ve probably heard how important your credit score can be to your financial future. A good score can make the difference in getting approved for that home loan you’re after. It can also help secure better rates on your mortgage or insurance policy. Yes, having a good credit is […]

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What is a Credit Score?

what is a credit score

What is a credit score, exactly? A credit score is a numerical number assigned to an individual based on the data that exists in their credit bureau files. The score is used to predict if a client is able to pay his credit bills on time over the next 24 months. The majority of your […]

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