How to Dispute Equifax Online

Want to learn how to dispute Equifax Online? Your credit score is a quick and general way to show people how you use your money. People like lenders, landlords, employers, or anyone who is risking money or assets on you use your report to assess what kind of borrower you are or what kind of risk you […]

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Does your electric bill build your credit score?

Does your electric bill build your credit score? The fact about credit is that more things can negatively affect your credit score than positively affect it. At large, Americans are confused about what affects their credit. Most people have misconceptions about which bills affect their credit and how much.A recent TransUnion survey revealed that consumers are perplexed […]

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Identity Repair Services: When you should use Them

Looking for identity repair services? CNN Money claims identity thefts has sky rocketed since 2013, to the point where it’s estimated that identity fraud occurs every two seconds. So how do you make sure you’re safe, and what should you do if your identity is compromised?Common Signs of Identity TheftIf you are worried that you’re a victim of identity […]

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How to get hard inquiries removed from your credit

Learn how to get hard inquiries removed from your credit report. Hard inquiries are one of the items that can be most frustrating to see on a credit report. While they have minimal impact on your credit score, a hard inquiry can take twelve months to start coming off your credit report. It’s common to have many […]

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5 Ways to Build Credit without a Credit Card

Learn how to build credit without a credit card. Many people are worried about the downsides of having a credit card. Credit cards can add to your debt, get you to overspend, and make you pay interest on your everyday purchases. But even if you do not have a credit card, having good credit is still […]

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Should you Dispute Everything off of Your Credit Report

Have you wondered if you should dispute everything off of your credit report? If your credit score is low, you likely think about strategies on how to raise your credit score, like disputing every negative item on your credit report. You may have looked into credit repair companies, or even thought about fixing your credit yourself.Whether you […]

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How long do Hard Inquiries Stay on your Credit Report

Have you wondered how long do hard inquiries stay on your credit report? Most people don’t know how much a hard inquiry affects their financial life. Is it something to brush off, or is it an essential element to moving forward in your finances? This article will walk you through what a hard inquiry is, […]

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Why Good Credit Scores Are Important

Credit scores play a very important role in your financial future. Good credit scores can be the difference between being able to purchase a home with a mortgage instead of renting. It also plays a huge role in the interest rates that you get on all of your loans, whether it be a car, home, student […]

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What is a Good Credit Score?

Unless you live under a rock, you’ve probably heard how important your credit score can be to your financial future. A good score can make the difference in getting approved for that home loan you’re after. It can also help secure better rates on your mortgage or insurance policy. Yes, having a good credit is […]

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What is a Credit Score?

what is a credit score

What is a credit score, exactly? A credit score is a numerical number assigned to an individual based on the data that exists in their credit bureau files. The score is used to predict if a client is able to pay his credit bills on time over the next 24 months. The majority of your […]

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