What is a Public Record on Your Credit Report?

A Public Record on your credit report can ruin your credit score and they aren’t easy to bounce back from. Public Records are legal items like Bankruptcies, Civil judgments, and unpaid Tax Liens are the three types of public record that will appear on your credit report. Bankruptcy Bankruptcy is a legal condition of a […]

Read more

Which Legal Items can appear on your Credit Report?

You may be wondering which legal items can appear on your credit report? There are three kinds of legal or public items that can appear on your credit report. These include Bankruptcy, Unpaid Tax Liens, and Civil Judgments.BankruptcyBankruptcy is one of the most destructive legal items that can appear on your credit report. To declare […]

Read more

Pay Per Deletion Credit Repair: Is it worth it?

Pay per deletion credit repair may end up costing you more than paying a flat monthly fee. According to Creditcards.com, only ten percent of credit repair agencies will do pay per deletion. Why do so little companies do it, and what is the risk?What is Pay Per DeletionPay per deletion is a pricing model used […]

Read more

Credit Inquiry Removal in 24 hours, is it possible?

Credit Inquiry Removal in 24 hours, is it possible? A hard credit inquiry is when a company gets your permission to check your credit report. Hard inquiries are not usually horrible for your credit, but they can drop your credit score a few points, which can add up. If hard inquiries aren’t a huge deal […]

Read more

The Guide to Disputing Credit Online

Learn how to remove questionable items from your credit report with our guide to disputing credit online. Thanks to modern technology, you can do just about anything immediately through your smartphone or laptop. This technology makes the huge inconvenience of disputing credit easier than ever. Disputing credit is still a hassle without a professional’s help. […]

Read more

How to Remove Negative Items from your Credit Report

A credit report is a detailed statement of an individual’s credit information. Companies report to credit bureaus and build a report with that information. This means that if you consistently pay a bill off on time, it shows as a positive item on your report, which adds to your credit score. But, if you are late […]

Read more

How to write a Second Dispute letter to a Credit Bureau

If you’ve sent out an initial dispute letter and haven’t heard back, you should consider writing a second dispute letter. With each citizen having an individual credit score, the major credit bureau’s receive thousands of dispute letter every month. This is why your dispute letter can get lost. If you have not been contacted within 30 days, […]

Read more

How to Dispute Equifax by Mail

Learn how to dispute Equifax by Mail. If you’ve noticed some questionable items on your Equifax credit report, you’ll want to take immediate action to dispute Equifax by mail. A credit score is a quick and general way to show potential people how you use your money. Lenders, landlords, employers, or anyone who is risking […]

Read more

1 2
top